Terms of Service

1. Introduction

Welcome to uncover.bot ("Site", "we", "us", "our"), operated by Golden Ratio, LLC. By accessing or using our website, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not access the service.

2. Nature of Service

uncover.bot is an asset and information research tool that provides data and research results ("Content") through automated means. The Service aggregates and presents information from various sources without verification or validation. UNDER NO CIRCUMSTANCES SHOULD THE SERVICE BE CONSIDERED FINANCIAL ADVICE OR A SUBSTITUTE FOR PROFESSIONAL FINANCIAL SERVICES.

3. Disclaimer of Warranties

THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

• All Content is provided for informational purposes only and DOES NOT constitute financial advice
• We make no guarantees regarding accuracy, completeness, or reliability
• We do not verify, fact-check, or validate any Content
• We assume no responsibility for any interactions, services, or decisions related to the Content
• The Service is NOT a financial advisor, broker, or investment consultant
• Content should never be used as the basis for any investment, trading, or financial decisions
• The Service is not a substitute for professional advice in any field, especially regarding financial, investment, or trading decisions

4. User Acknowledgments

You expressly acknowledge and agree that:

• Content may be incomplete, outdated, or misleading
• You are solely responsible for verifying any information before relying on it
• You assume all risks when using the Content
• Golden Ratio, LLC has no responsibility for any consequences arising from use of Content
• We are not responsible for any interactions with employees, contractors, or service providers
• Any financial or investment decisions made based on the Content are entirely at your own risk
• The Service is NOT providing financial advice or recommendations
• You should consult with qualified financial professionals before making any financial decisions
• Past performance information, if present, is not indicative of future results
• Any financial information provided is for illustrative purposes only

5. Financial Disclaimer

THE SERVICE EXPLICITLY AND UNEQUIVOCALLY:

• Is NOT a registered investment advisor
• Is NOT a broker/dealer
• Is NOT a financial planner
• Is NOT a financial analyst
• Does NOT provide personalized investment advice
• Does NOT recommend specific investments
• Does NOT advise on the suitability of any investment
• Does NOT track or verify the accuracy of financial information
• Does NOT guarantee the timeliness of any market information
• Should NEVER be used as the sole basis for any financial decision

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GOLDEN RATIO, LLC AND UNCOVER.BOT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM:

• Your use or inability to use the Service
• Any reliance on Content
• Any personal, financial, business, or legal decisions based on Content
• Any inaccuracies, errors, or omissions in the Content
• Any interactions or transactions with third parties
• Any employment, contractor, or service provider relationships
• Any financial losses or damages resulting from using the Service
• Any investment decisions made based on the Content
• Any trading or investment activities conducted based on the Content
• Any market losses or missed opportunities

7. Intellectual Property

All Content remains the property of Golden Ratio, LLC. You may not reproduce, distribute, or modify any Content without express written permission.

8. Dispute Resolution & Arbitration

8.1 Mandatory Arbitration

Any disputes arising out of these Terms shall be resolved exclusively by binding arbitration in Salt Lake City, Utah under the American Arbitration Association (AAA).

• Arbitration shall be conducted in English
• The arbitrator's decision shall be final and binding
• Each party shall bear its own costs unless otherwise determined
• BY AGREEING TO ARBITRATION, YOU WAIVE YOUR RIGHT TO A JURY TRIAL OR CLASS ACTION

8.2 Exceptions to Arbitration

The only exceptions to arbitration are:

• Claims that qualify for small claims court in Salt Lake City, Utah
• Claims related to intellectual property rights, which may be brought in state or federal courts in Salt Lake City, Utah

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, United States.

10. Contact Information

If you have any questions regarding these Terms, please contact us at: